For the purpose of the publication, ‘India’s Leading BFSI Companies 2009’, the BFSI sector has been divided into four key segments, viz., banking, including scheduled commercial banks (SCBs) based on the RBI enumeration of SCBs as on Mar 2008; companies providing financial services, falling under the NIC codes of 65, 66 & 67; mutual funds as registered with AMFI; and insurance companies that are registered with IRDA, in accordance with the Insurance Act, 1938.

The initial selection process of companies involved exploring the companies available in D&B India’s in-house database, companies registered with the respective regulatory bodies and industry associations. The companies were then contacted through direct mailers, reminder letters, telephone calls, faxes and emails apart from invitation to participate through advertisements in India’s leading business dailies.

The companies and banks having minimum standalone total income of Rs 250 mn and above during FY08 are featured in this publication. Further, subsidiaries and associate companies that have satisfied the eligibility criteria have also been featured. Companies with a negative net worth and those declared financially sick by BIFR were eliminated. Also, companies classified under Z category of the Bombay Stock Exchange were excluded. Every effort was made to ensure that companies respond to the questionnaire. However, in the eventuality that a company has not responded with critical data, and/or information which is not available in public domain, such companies have not been included in the publication. This is to ensure that all information contained in this publication is verified and authenticated.

Information pertaining to SCBs has been primarily sourced and compiled from RBI, annual reports and websites of banks. Information related to financials and infrastructure of the banks has been taken purely from various publications provided by the RBI and pertains to Mar 2008.

The information pertaining to financial services companies, insurers and AMCs has been primarily sourced and compiled from questionnaires circulated and administered by D&B India; and/or as provided by respective regulatory authority (IRDA and AMFI) through its websites and various publications; and/ or from respective companies’ website and annual reports. The financial information pertaining to insurers has been purely taken from IRDA’s FY08 annual report (AR). The financial information pertaining to AMCs has been purely taken from their respective ARs.

A standardised format has been used for reporting the information on the companies. The editorial team would appreciate if readers would keep D&B India regularly updated regarding any changes in their companies, as and when it occurs. A standardised reporting format has been used for listing company management details in write-ups, incorporating key designations. D&B India has compiled the companies’ management details from their respective ARs/ websites and updated these records wherever data was available.

Each company featured in the publication has been allotted its unique identification number (D-U-N-S® - Data Universal Numbering System). This will help readers locate and obtain fullfledged informative reports on these companies from the D&B India’s database.

The editorial team is confident that ‘India’s Leading BFSI Companies 2009’ will prove a useful reference tool for information on BFSI sector. We would be pleased to receive your invaluable feedback and suggestions, which we can incorporate in the next edition. Your satisfaction remains our goal in D&B India’s journey towards excellence.