India’s Leading BFSI and FinTech Companies 2022

9 Sr No Particulars Formulae 1 Total Income for Insurance companies Premiums Earned - Net (Policy Holder’s Account) + Income from Investments (Policy Holder’s Account) + Other Income (Policy Holder’s Account) + Income from Investments (Shareholders Account) + Other Income and Miscellaneous Receipts (Shareholders Account) 2 Total Income for Banks Total Income as per RBI 3 Total Income for Other Companies Total Income as per Annual Report 4 Net Profit/Loss for Banks Net Profit/Loss as per RBI 5 Net Profit/Loss for Other Companies Profit After Tax as per Annual Report 6 Net Premium Earned, AUM and Solvency Ratio of Insurance Companies As per the data from ARs/Financial Statements/ Public Disclosures, FY20 Annual Reports of Insurance Regulatory and Development Authority (IRDA) 7 Total Advances Bills Purchased & Discounted (Short Term) + Cash Credits, Overdrafts & Loans (Short Term) + Term Loans 8 Total Deposits Demand Deposits + Savings Bank Deposit + Term Deposits 9 Total Business Total Deposits + Total Advances 10 Net Profit Margin (NPM) % Net Profit/Total Income*100 11 Net Interest Margin (NIM) (%) Net Interest Margin as per RBI 12 Net NPA Ratio (%) Net NPA Ratio as per RBI 13 Asset Under Management (AUM) for Insurance Companies Asset Under Management as per IRDA Annual Report 14 AAUM(Quarter Ended) of assetmanagement companies As per Association of Mutual Funds in India (AMFI) Note:- LL Stands for Loss to Loss, PL Stands For Profit to Loss, LP Stands For Loss to Profit Definitions & Calculations Dun & Bradstreet